What is legal insurance?
It is a policy that you take out with an insurance provider, like Clientele, to offer you the finances in case you are in need of any legal assistance. You pay a monthly premium to your provider, and they will provide you with a lawyer and settle the costs related. All you will need to do is to contact your legal cover provider when you need legal assistance and provide them with all the details necessary. Within a day or two they will send you an e-mail with an attorney you can use. You contact that attorney and arrange a meeting to proceed with the legal action.
Some companies offer you tailor-made quotes and offers, while others provide you with standard options they have. It is up to you to make sure that you know what your risks are and would you need a tailor-made plan for you and your family.
Why is it necessary to buy legal cover in South Africa?
Living in South Africa is a reason on its own to buy legal insurance, but any unfortunate event can take place where you will need legal assistance, and it does not come cheap. The help forms law professionals come at a price, and it is not something that your average Joe can settle out of monthly salaries.
Having legal cover will give you piece of mind knowing that you can defend yourself in court, or have legal documents drawn up and you do not have to settle the law fees out of your pocket.
What legal issues does a legal policy settle?
- Criminal cases
- Civil matters
- Matrimonial matters
- Labor issues
A lot of insurance providers will give you the following benefits with your legal plan:
- You will have 24/7 unlimited access to a licensed professional on call for guidance or counseling.
- Access to lawyers in your region when needed.
- Legal documentation to be drawn up or certified
You can visit us on Clearwave when looking for legal cover on this link. Clearwave is a well-known site offering you valuable information as well as the chance to get quotes on different insurance types for free.